A Mint Alternative for 2026
Mint shut down in 2024, leaving millions without their favorite budgeting app. Tally Personal Finance is the modern Mint alternative that brings it all back — automatic bank syncing through Plaid, budgets, net worth tracking, and spending insights — in one clean dashboard for $9.99/month, with no ads and no selling your data.
This comparison was written by the team that makes Tally Personal Finance. We've tried to be fair, but we're not neutral. Details about other products come from public information and can change, so check each company's own site before you decide.
What Tally Personal Finance offers
- Automatic bank connections via Plaid — link 12,000+ banks and import transactions automatically, just like Mint did.
- Real budgets, net worth tracking, and cash-flow trends — the core Mint features, modernized.
- AI-powered insights and automatic subscription detection that Mint never had.
- No ads and no selling your financial data — Mint monetized your data; Tally Personal Finance charges one honest $9.99/month price instead.
- 30-day free trial with no credit card required, and a 90-day data grace period if you ever cancel.
Side-by-side comparison
| Feature | Tally Personal Finance | Mint (shut down) | Monarch | Empower |
|---|---|---|---|---|
| Status in 2026 | Active | Discontinued | Active | Active |
| Price | $9.99/mo | — | $14.99/mo | Free* |
| Automatic bank sync (Plaid) | ||||
| Budgets | ||||
| Net worth tracking | ||||
| Subscription tracker | ||||
| AI insights | ||||
| No ads / no data selling |
Frequently asked questions
What happened to Mint?+
Intuit shut down Mint in early 2024 and pushed users toward Credit Karma, which lacks Mint’s budgeting tools. Former Mint users have been searching for a replacement that restores automatic bank sync, budgets, and net worth tracking.
Is Tally Personal Finance a good Mint alternative?+
Yes. Tally rebuilds the core Mint experience — automatic transaction import via Plaid, category budgets, net worth, and spending trends — and adds AI insights and subscription detection, for a flat $9.99/month with no ads.
Is there a free Mint alternative?+
Tally Personal Finance includes a 30-day free trial with no credit card. After that it is $9.99/month or $89/year. Unlike free apps that monetize your data through ads or referrals, Tally charges one honest price and never sells your data.
How does Tally Personal Finance keep my bank data secure?+
Tally connects to banks through Plaid — the same provider used by Venmo and Robinhood — using read-only access. Your bank credentials are never seen or stored, and sensitive tokens are encrypted with AES-256.
Try Tally Personal Finance free for 30 days
No credit card required. One plan, every feature, $9.99/month.
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