Debt Payoff
$33,070.40 across 4 debts · pick a plan and become debt-free faster
Strategy:Highest APR first — pays the least total interest.
$300.00/mo
$0$2,000
Debt-free in
3 yr 6 mo
by 2029-12
Total interest
$3,829.91
$36,900.31 paid in all
Avalanche saves
$107.08
vs snowball, in interest
Balance over time — Avalanche
| # | Debt | Balance | APR | Min Pmt | Payoff |
|---|---|---|---|---|---|
| 1 | Chase Sapphire Reserve Linked · $121.07 interest | $1,847.30 | 22.99% | $45.00 | 6 mo |
| 2 | Apple Card Linked · $66.83 interest | $623.10 | 19.99% | $25.00 | 8 mo |
| 3 | Auto Loan (Honda) Linked · $1,729.04 interest | $18,200.00 | 6.5% | $385.00 | 2 yr 6 mo |
| 4 | Student Loan Manual · $1,912.98 interest | $12,400.00 | 5.8% | $140.00 | 3 yr 6 mo |
Sample data for demonstration only. Tally Finance is a personal finance tracking tool — not a bank and not FDIC insured — and does not provide financial, investment, tax, or legal advice. Figures and AI insights are illustrative. Bank linking is provided by Plaid; all trademarks belong to their respective owners.